Insurance guides
Plain-language explainers for Indian families. Free, no login.
How much term cover do you need?
Income rule, DIME method, loans, goals and inflation — a 2026 India-specific guide.
Open the matching calculatorULIP vs Term Insurance
Trade-offs, costs and when a mix makes sense. Star ULIP and 3D Plan as generic examples.
Open the matching calculatorSave tax with insurance
80C, 80D and Section 10(10D) — what still matters after the new tax regime.
Open the matching calculatorNew: in-depth 2026 guides
Fresh this week — English and Hindi, written for Indian families.
Best Term Insurance at Age 30 in India (2026 Guide)
How much term cover you need at 30, what it costs in India, which riders matter, and mistakes to avoid. Free HLV calculation included.
Read the guide80C vs 80D: Tax Saving with Insurance Explained (2026)
80C vs 80D deduction limits, what qualifies, old vs new regime, and how insurance fits your tax plan. Simple guide with examples.
Read the guideTerm Insurance for NRIs: Complete 2026 Guide (India-Issued Cover)
Can NRIs buy term insurance from India? Medicals abroad, claim process for nominees in India, tax rules, and step-by-step buying guide.
Read the guideटर्म इंश्योरेंस क्या है? 2026 की आसान गाइड
टर्म इंश्योरेंस क्या होता है, कितना कवर लें, कितना प्रीमियम लगेगा, और सही पॉलिसी कैसे चुनें — सरल हिंदी में पूरी जानकारी।
Read the guide80C vs 80D में अंतर: टैक्स बचत की पूरी जानकारी (2026)
80C और 80D में क्या अंतर है, कितनी छूट मिलती है, बीमा से कैसे टैक्स बचाएँ — सरल हिंदी गाइड।
Read the guideChild Education Planning in India: 2026 Parent's Guide
How much to save for your child's education in India, best child plans vs mutual funds, inflation math, and a step-by-step plan.
Read the guideRetirement Planning in Your 40s: India Guide (2026)
How much corpus you need to retire in India, where the 40s went wrong, NPS vs mutual funds, and a catch-up plan that works.
Read the guideHealth Insurance Claim Process in India: Step-by-Step (2026)
Cashless vs reimbursement claims, documents needed, timelines, and what to do if your health insurance claim is rejected.
Read the guideबच्चों की शिक्षा के लिए प्लानिंग: माता-पिता की गाइड (2026)
बच्चे की पढ़ाई के लिए कितना बचाएँ, चाइल्ड प्लान vs म्यूचुअल फंड, महँगाई का गणित — सरल हिंदी में।
Read the guideSenior Citizen Health Insurance in India: 2026 Guide
Best health insurance for parents above 60 in India: waiting periods, premiums, what to check, and how to buy without mistakes.
Read the guideHome Loan Protection Plan in India: Do You Need It? (2026)
Home loan insurance vs term insurance: costs, differences, and the smarter way to protect your home loan. Plain-English guide.
Read the guideCritical Illness Insurance in India: 2026 Buyer's Guide
What critical illness cover pays, how much you need, and whether the rider or standalone plan is better. With cost examples.
Read the guideहेल्थ इंश्योरेंस क्लेम कैसे करें: स्टेप-बाय-स्टेप गाइड (2026)
कैशलेस vs रिइंबर्समेंट क्लेम, ज़रूरी दस्तावेज़, और क्लेम रिजेक्ट हो तो क्या करें — सरल हिंदी में।
Read the guideIs Your Office Health Cover Enough? Top-Up Guide (2026)
Corporate health insurance gaps: why ₹5L office cover isn't enough, how super top-ups work, and what they cost in India.
Read the guideMaternity Health Insurance in India: 2026 Guide
Maternity cover waiting periods, sub-limits, newborn cover, and which plans are actually worth it for planning parents.
Read the guidePersonal Accident Insurance in India: 2026 Guide
What personal accident cover pays, how much it costs (very little), and why every earning member needs it alongside term insurance.
Read the guideरिटायरमेंट प्लानिंग: 40 की उम्र के बाद कैसे करें (2026 गाइड)
रिटायरमेंट के लिए कितना पैसा चाहिए, NPS vs म्यूचुअल फंड, और 40 के बाद catch-up प्लान — सरल हिंदी में।
Read the guideShould You Continue Your Endowment Policy? Honest Review Guide
Stuck with an endowment/money-back policy? Learn the continue vs exit math: IRR calculation, paid-up option, and when surrender makes sense.
Read the guideSukanya Samriddhi Yojana (SSY) 2026: Complete Parent's Guide
SSY interest rate, limits, tax benefits, and whether it's enough for your daughter's education. With inflation math and alternatives.
Read the guideEmergency Fund in India: How Much & Where to Keep It (2026)
How many months' expenses your emergency fund needs, where to keep it (sweep-in FD, liquid funds), and the step-by-step build plan.
Read the guideसुकन्या समृद्धि योजना (SSY): बेटी के लिए पूरी जानकारी (2026)
SSY ब्याज दर, जमा सीमा, टैक्स फायदे — और क्या यह बेटी की पढ़ाई के लिए काफी है? सरल हिंदी गाइड।
Read the guideGuaranteed Return Insurance Plans in India: 2026 Truth
Do guaranteed return plans really give 6-7%? The real IRR math, charges, and smarter alternatives for safe money.
Read the guideTerm Insurance for Women in India: 2026 Guide (Including Homemakers)
Do homemakers need term insurance? How much cover for working women, what it costs, and why families skip it — explained.
Read the guide10 Insurance Mistakes Indians Make (And How to Avoid Them)
The costliest insurance mistakes: under-insurance, mixing investment with insurance, hiding health history, and more — with fixes.
Read the guideहोम लोन सुरक्षा: सही तरीका क्या है? (2026 गाइड)
बैंक का लोन प्रोटेक्शन प्लान vs खुद का टर्म इंश्योरेंस — लागत, अंतर और समझदारी भरा विकल्प। सरल हिंदी में।
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